Not all of it, of course. But money is only a means to an end. In order to make the most of your life at every age, you need to spend the money that you earn.
You see your kids growing up fast. Using your money to gain control of your time is the most powerful way to take full advantage of life's fleeting moments.
Saving money for your much older self is important. However, you also need to invest in more flexible accounts that you can access throughout your life.
Expensive brand-name colleges don't lead to more life satisfaction or higher earnings. Minimizing student loan debt is one of the best ways to ensure that your child thrives.