Empowering Millennial parents to turn savings into memories with your kids

Financial Planning for Millennials in Washington, DC

A Financial Planning Process To Fit your Life

Millennial Parents Like You Inspired The Award-Winning "Invest In Your Family Framework"(™)

Parents Like You Inspired The Award-Winning "Invest In Your Family Framework"

Why are you thinking about working with a financial advisor?

Contrary to what you may have heard, the value of financial planning has nothing to do with any "deliverable." And it has nothing to do with meeting length, quantity, or format. Rather, the best financial planning process gives you the knowledge and confidence to actually take action. Ultimately, the real value lies in making your money work for you, so that you can live the life you and your family desire without unnecessary stress or uncertainty.

The value of financial planning has nothing to do with a specific deliverable or a certain number of meetings. Rather, the best financial planning process gives you the knowledge and confidence to actually take action. In partnership with Illumint, your family should be able to live the life you desire without unnecessary uncertainty.

Millennial parents like you deserve a streamlined, low-stress financial planning process so that you can start receiving guidance with minimal impact on your time.

After you apply, we'll chat on the phone for 15 minutes to answer any questions you have

Day zero: "So, How Does This Work?"

You don't need to make a decision immediately! After our call, you'll have 2 weeks to accept your client spot

Then, you'll get some light "homework" to start. (I don't need every financial statement you've ever received.)

We can schedule our first meeting within 14 days. I'd love to meet for a walk around the city if you're in D.C.!

"So, How Does This Work?"

1

Apply

to make sure I'm the best fit for your most important questions

2

3

4

5

Act

6

Improve

Here Are the Steps We'll Take Together:

Discover

Imagine

Explore

which financial data will play the biggest role in shaping your progress

how you could use your money to give your family the lives you each desire

the financial strategies that best align with your preferences & timing

on our decisions to more thoughtfully spend, save, invest, & use your time

upon the first version of our plan as life, finances, & interests change

(Today!)

(Week 1)

(Month 1)

(Months 2-3)

(Months 3-6)

(Months 6-12)

*You can find additional service details on the desktop version of the Illumint website

"Thanks to Kevin's advising, I now feel more confident and knowledgable making financial decisions for my family."

– Meg M.

(19)

"Kevin is calm, non-judgmental, and excellent at asking questions that help you drill down to core goals."

– Laura F.

Engaging With You On Your Schedule

After the first live meeting, most of our work relies on a video app to share questions, input, & ideas

Sharing With You the Best Financial Tech

Teaching You So That You May Not Need Me

This way, you don't need to set aside more of your time for more meetings. Or receive more e-mail.

But we actually chat more often! On a weekly (month #1) or biweekly (months 2-12) basis.

I prefer Google Docs over complex software so that we both can update your plan as needed

We use College Aid Pro to give you the most accurate projection of your family's college costs.

I never ask you to share sensitive personal data. Instead, I request screenshots whenever possible

When a financial advisor fully manages your investments, you miss opportunities to learn

I'm with you at every step, but I also want to empower you to make decisions on your own

The personal finance education you receive also enables you to think differently about money

How You Get a Different Financial Planning Process With Illumint

Not Trying To Impress You With Tech

We use College Aid Pro to give you the most accurate projection of your family's college costs. But otherwise, I try to keep the tech we use simple & effective for us.

Engaging With You On Your schedule

After the first live meeting, much of our work relies on a video app to share questions, input, & ideas. This way, you don't lose more time to more meetings. 

Teaching You So You Don't Need Me

I'm with you at every step of the way, but I also want to empower you to make decisions on your own in the future. Investing doesn't need to be complicated.

I've intentionally created a financial planning process that should result in sustainable strategies for you. So most clients only desire check-in meetings after year #1.

Our initial engagement lasts for 1 year. You don't have any commitment beyond that point if you don't want.

Day 365: "What comes next?"

After the first year, many clients opt to continue with only a mid-year and/or end-of-year check-in meeting.

The fee for most clients decreases substantially after the first year. A check-in meeting averages about $1,500.

I highly value my relationships with former clients. You're always welcome to message me with basic questions.

"What Comes Next?"

Recent Questions From Millennial Parents Who Became Clients

No, I don't. Most people our age don't need to pay someone to manage their investments. Investing should be fairly straightforward for us. So I give clients detailed investment advice and I educate them on the most important aspects of their investments.

Do you manage investments for your clients?

We work frequently from a financial plan document that I craft for you. The document is purposefully kept to one page in length. (Most humans don’t look at a financial plan more than once if it's any longer.) We also monitor your savings rate in Google Sheets.

What deliverables do you provide as part of our work?

Reasons Why You Should Not Work With Illumint

YOU CAN'T have ME LOG INTO YOUR ACCOUNTS TO BUY OR SELL INVESTMENTS

You want to Find the cheapest Financial Advisors To Work With

You want a financial advisor who only offers in-person, real-time meetings

You can't work with a TEAM OF associate FINANCIAL ADVISORs; YOU ONLY WORK WITH Me

Financial planning for Millennials prevents you from making savings and investment decisions that limit what's possible for you and your kids

Each Day, Your Savings Lose Opportunities to Grow for College, retirement, & Enjoying Life

You Don't Want to Regret Not Investing Sooner

Growing Your Savings Takes Time 

Financial planning for Millennials prevents you from making investments that limit what's possible for you and your kids